How To Rent a Car in Europe

Renting a car is slightly different around the globe. The requirements for car rentals in the United States and Canada differ from Car Hire Spain or Car Hire France. Even the phrasing and common names for the service are different!

To rent a car in Europe, you should take the following steps.

Be sure your driver’s license is current. In Western Europe a national license from other Western nations will be accepted almost anywhere, but in Eastern Europe, you should have an international driver’s license. This is something to take care of before you leave on your trip.

Work with a travel agent or through a respected company to reserve a rental car weeks ahead of time. Many car rental agencies in the United States and Canada have European branches, so you might be able to compare prices and availability online using the same websites you normally use. You can probably book your car online as well.

Reserve the car you want bearing in mind that most cars are standard transmissions. Automatic transmissions may be available, but don’t assume you are getting one unless it is specified. Reserve the car at a location you will be able to pick it up and ideally drop it off again. It is possible to pick up a car at one place and drop it at another, but this can result in large fees.

Make a deposit using a credit card, and be sure to bring the same card with your to the country on your travels, or bring one that is comparable. The charge will be large thanks to fees and taxes, so be sure your card is not near its limit.

Before your trip you also should review driving rules and tips for the countries you will be driving in. European countries have a much higher fatality rate than the United States, so defensive driving is critical, especially as you may be unfamiliar with the style of transmission, car, and even the side of the road.

Also remember to pack lightly since European cars are small, and plan on paying more than you are used to for the privilege of renting. Car rentals are taxed in Europe up to 33% and insurance can be up to $20 per day. Gas is expensive as well.

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How To Get a Car Loan

There are many kinds of loans, and for most consumers, a car loan is the first major foray into the wide world of investments and secured loans. When you’re ready for your first set of wheels or rather, the first set you’re paying for yourself, here’s how to get a car loan.

Do the Math

The first step in securing a car loan has little to do with the bank, it has more to do with your actual income. Before rushing out to buy your dream car, you need to consider your level of income and your other expenses. In short, how much can you really afford to pay every month on a car loan?

A car loan is generally not more than twenty percent of your net income. That means if $2000 comes through your door every month after taxes, you can afford to spend $400 of that on a car provided you are not overspending in any other area of your budget. A car is a depreciating asset, not an investment, so don’t take money away from savings to try and justify a more expensive car.

Get Approved For Your Loan

Even before you start shopping for cars, you might consider getting pre approval for a purchase. If you know you’ll be working with your local credit union or bank, meet with a banker and discuss your plans. They bank can run your credit for an estimated amount and you’ll be set up even before you buy.

Shop For a Loan!

Once you know your limits, it’s time to shop. Of course, your first shopping stop shouldn’t be the sales lot. You should start by working online or in a car guide to see what models fall into your budget. Salesmen are trained to make you leave your wise budgeting behind, so starting your purchase online is a good way to keep yourself in check.

Research cars or trucks you like and look at pictures. Then find out the MSRP and invoice for the vehicle using a website like Edmunds.com. Finally, armed with your knowledge and intentions, head to the sales lot.

Be Assertive

A salesman will almost always try to talk you up to the next level of vehicle. It’s their job after all. You should know your limits and then you should stick to them. And not only are you focused on the MSRP of the vehicle, you should be ready to negotiate price down to 1% over invoice. Be strong and stick to your guns. If you falter, the salesman and his manager will walk all over you.

Arrange Financing

A car loan is a secured loan meaning the loan is tied to the car itself. This keeps interest rates reasonable. If you opted for pre approval, the purchase of the vehicle is simple. Contact your bank and finalize your loan paperwork. Get a check for the negotiated amount and your work is done.

If you opt for financing through the dealer, be sure to research current dealer promotions and typical terms so you can properly negotiate for suitable rates and payment amounts. Be sure to negotiate the price of your purchase first. Then negotiate interest rates and terms. The monthly payment will follow. Avoid adding on any of the extras that dealers create to pad the price of a vehicle.

Finally, when all terms are in line, sign on the many dotted lines and drive away the owner of your very own car…and your very own car loan.

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How To Buy Insurance for a Classic Car

Classic cars are more than just another set of wheels on the road. They are powerful machines with a sense of style and grace that is all their own. Unfortunately, classic cars do come with a potential fly in the proverbial ointment. Classic car insurancecan be tricky to find at reasonable rates. Here’s how to buy classic car insurance.

Find Classic Car Dealers

The first step in buying classic car insurance is finding a reputable dealer. If you are driving a collectible car, you might first start with the brand of the car. An enthusiast club for Jaguar, for example, has arranged classic car insurance policies for Jags. The same may be true for your own vehicle. There are other dealers or clubs who offer insurance on all manners of classic cars including kits and antique motorcycles.

Get a Insurance Quote

The second option is to get a quote for the coverage of your particular vehicle. Your car and you, the driver, may have to meet certain requirements such as age, driving experience and storage conditions for your vehicle. Get as many quotes a possible to have a basis of comparison without overwhelming yourself.

Examine the Quotes

Next you must examine the quoted rates. Be mindful that different companies include different features in their plans. Classic cars are investments and tend to appreciate over time. Does each plan cover appreciation? Is there a premium for the amount of time you actually drive the car? Are you even allowed to drive the car more than a few miles?

Make an Insurance Choice

When you’ve made a list of pros and cons of each plan, carefully consider your options along with your lifestyle. Then, choose the plan that is best for you. It may not be the cheapest. Remember, a classic car is a true investment of time and energy. It is most likely your passion and should be treated, and protected, as such.

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How To Find Cheap Auto Insurance

Most of us are looking for the best auto insurance for the cheapest price. We see commercials, newspaper ads and flyers on how to get the best rates for your cars. But, sifting through all the hype can be daunting and quite confusing. So, how do you make sense of it all, avoid the auto insurance scams, and still find the best rate? Believe it or not, it’s quite simple; All you have to do is “Shop and Compare.” You can find cheap auto insurance with a

Use your computer

Instead of going from office to office & asking each agent how you qualify and what rates you can get, you can jump on your computer and save all of that travel time and hassle. There are many sites that will make you fill out extensive forms and what not. However, there are some great sites that also get you through the process very quickly. Your goal is to get a quote, not a life survey. By shopping online for an auto insurance rate, you can compare rates very quickly to see where you stand.

When you go online to a insurance quote site, you will be asked to answer a few questions. These questions are to help understand your situation and to get you the best insurance quote available from the listed “Class-A” companies.

You can further reduce your rates and find the cheapest auto insurance by:

1. Lowering your collision and comprehensive coverage – If you have an older car that you don’t care much for, you may want to drop your comprehensive or collision coverage. If your annual premium for collision and comprehensive is 10% of the cars value, you should lower the coverage.
2. Raise your deductible – The more you raise your deductible, the less money you have to pay. This means that instead of paying the first $250 for an accident, you would pay the first $500.
3. Add a security device – Many insurance companies give great discounts for installing anti-theft devices and auto alarms. You increase your chances of having your car stay safe and unharmed when you install these items.
4. Checking your credit – Credit checks are almost a standard in the car insurance industry these days. In fact, you can have a perfect driving record and still get rates worse that someone with dozens of accidents, all because of a low credit score. If you find that you seem to be paying a lot more for insurance that you expected, chances are your credit is playing a big factor. Increase your credit score and you will lower your insurance rates a lot!
5. Combine polices – Often you can combine your home insurance and auto insurance policies. Doing so will give you a combined insurance discount and can lower your rates by several hundred dollars.

As always, ask around to your friends and family to see who likes their coverage and why. Most importantly however, “shop and compare”. Never assume that the first deal you see is the bet you can find. If you want cheap auto insurance, you have to find it.

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How to Buy a Used Car Online

Whenever large sums of money are involved then risk becomes an issue. Buying a car online is no different to buying one offline in this respect; and if you are cautious about buying a car on the internet then that caution should be applied equally to any deals you do elsewhere. The first thing to consider, before even looking at potential cars, is what your needs are.

The Budget

The second thing to consider is what your budget is. If you establish in your mind exactly why you are looking for a car and what you want from a car, and on top of that you know exactly how much you can afford – including how much you can afford to pay for any tax or insurance, then you will be far less likely to be tempted by things which aren’t exactly what you need, or which are more costly than you had budgeted for. If you merely need a car for transport, or for any purely functional reason, then make a list of the features you need or want and make a corresponding list of the kind of cars and models which would fit this list of features. Only focus on one make of car if it happens to be the only one which satisfies all your criteria.

Ebay Motors is a great place to buy, and sell, cars; but it is not the only place. You can also check out classified sites like cars.com, carsoup.com and tradersonline.com; or another auction site like the one at Yahoo. Once you have your list and budget on paper, now go online and make a list of the cars which fit your criteria. Don’t pick one or two and focus on them; to begin with you need to look at everything on offer and create a list with the purpose of breaking it down into a smaller one.

Grade each used car

Grade each car you see according to ‘yes’ it’s a possibility, ‘maybe’ it’s a possibility and ‘no chance’. Fro every car you look at decide which category it goes into and make a list of all the ‘yes’ and ‘maybe’ cars – don’t worry, if you have done your list properly this shouldn’t be too big a list but it will certainly be in double figures.

By making a list to begin with, and setting a budget, then grading cars according to these preset parameters, you keep your mind focused upon your goals. The problem with buying cars, and many other things, is it is very easy to get sidetracked. It is very easy to become emotional about what you are doing and instead of choosing to buy something based upon need, you begin to want something based upon ‘want’.

You begin to fantasize about having the nest class up or the newer model. You reassess your budget in your head and decide you can afford a few hundred more. You forget the functions and begin to fantasize about the appearance or the presentation. If you are buying for other reasons than functionality then maybe you’ll argue that these lists aren’t necessary – but they are. Even if you are looking to buy a sports car you will have a budget and you will have criteria for choosing one car above another.

Most important factors

The three most important factors of a car being sold online are its pictures, its description, and the communication of the seller. I read a remark by someone on another site about buying cars online, and they said – ‘you’re not buying the car, you are buying the seller’. I thought that was a pretty good way of looking at it. The attitude of the seller towards the car, towards the advert, and towards you are all signs of how genuine is the seller, and the car.

When you have your list of advertised cars you either are, or are ‘maybe’ interested in, begin to look more closely at the advertisements. First the photos, unless they are detailed and many then there is area for concern. The pictures should be good and clear and taken in a good light. You need to be able to see the car properly and you cannot assume that the seller is just a bad photographer – taking a picture in the shade might be a ploy to hide something. Make sure you can see the car from all sides, front, side and rear. Ensure there are interior shots, especially of the condition of the seats and dashboard. You will also want to see inside the trunk and there should be some close up pictures of the engine compartment and engine. If there are any special features, such as a soft top, then that should also be displayed – and look for photos of areas prone to rust or damage. A good clear photo of a wheel arch might not make for an attractive image but it will tell you a lot about the way the car has been stored and looked after.

Next, the description. Check the specifications of the car against how it is described and ensure the two match up. Does the car in the photos match the car in the description? It is better to ignore any emotional or descriptive language and rely upon the details only. Look to see if the description tells you essential details such as how long the owner has had the car and whether they know its history prior to ownership. Has the car ever been in an accident of any kind? Is it the original engine and what sort of work, replacements or resprays have been done? What’s the mileage and when was its last service? You should have a list of all the major details you need to know and check it against the description. If the photos and description encourage you then get in touch with the seller to find out how willing they are to communicate with you. Have some additional questions ready to ask, and see if the way they present the car is consistent with the advert.

When buying a car online it is always safer to buy from a dealer or at least buy within an area you are able to visit personally. All the rules of offline buying apply when buying online but when looking for cars online you can save yourself a lot of time and trouble if you check the photos and descriptions thoroughly before making a personal visit to inspect the car yourself. Always open up communications with a seller by email just to test them out and see if they are able to communicate with you. Don’t assume the rules are any different online, they aren’t you must still apply good judgment and be safe, but you will certainly save time in the process and find the choices available to you are far greater.

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How To Buy a New Car

Buying a car can be one of the most stressful times in order to get the right one for you. With all the different styles and colors you can easily get duped into buying a useless car for an extortionate price. By reading the following you will have an understanding of what to look out for and avoid any nasty surprises.

How do you choose the perfect car for you?

Before you start your search for a new car you need to decide what you intend to use it for, if your planning on getting a car for regular family vacations then a sports car with only two seats will be of no use, at the other end of the spectrum if your looking for a fast, stylish classy car you will not want an estate car with loads of excess storage space.

Consider your options

You should consider more then just the looks when choosing a new car. Parkers.co.uk is a great site which you can view every car’s miles per gallon, 0 to 60 speed, top speed, break horse power and every important factor that you should know about your potential new car. Another main factor you need to consider is the insurance group, you should always get an insurance quote before you buy a new car so you know you won’t be paying extortionate price.

If you’re younger you may not even be able to get insured on the car you are wishing to buy so that’s another advantage of checking prior to buying. The insurance plays a very important role when considering new cars, sometimes you can be paying just as much per year in insurance as the total cost of the car. Also on parkers.co.uk it will give you some of the advantages and disadvantages on that particular model which may influence your decision.

Look out for:

There are many things that you can look out for in order to ensure your buying a quality car from a reputable dealer. The first thing is that you should shop around for a while after you have decided what car you want. Compare the different models along with the mileage and year on each car so you get an estimate price that you will need to pay.

If you have found the right car you don’t want to jump into buying it, as hard as it may seem. Buying the first car you see can be the biggest mistake you can make and cost you even more in the long run. You need to avoid the bigger car dealers as they often over charge you to make a bigger profit margin on each car.

The same can be found in the lesser popular local dealer as they often seem to have deals that are too good to be true, more times then not, they will be. Always check the mileage of the car as this is one of the most important factors as it shows the true age and quality of the vehicle, a car with high mileage may be liable for technical faults which can be an expensive job to correct.

You should always check around the outside and inside of any car before you make an offer to ensure that it’s good value for money and most of all safe to drive on the road. If possible take a mechanic so they can check over the car guaranteeing it’s mechanically sound and doesn’t have excess rust for its age or any oil leaks etc. Before you make a decision take the desired car on a test drive to see how it handles, even little things down to the clutch stiffness can manipulate your final decision so it’s always best to pick a variety of cars and test each and every one.

You can buy new cars from local dealers or check around the internet which gives you the benefit of checking in your own time in the comfort on your own home. If you’re checking on the internet you can see pictures but you need to see a car in real life to see the quality of the car as you can only see what’s shown in pictures which can mislead certain people.

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How to Jumpstart a Car or Truck

If you leave your headlights on or the radio on too long while you work outside, your battery will run down and die. Then your car won’t start and you’ll need a jump. This sounds easy enough until you find yourself with the hood open and no clue what to do next.

Jumper Cables

If your vehicle is prone to breakdowns or you have an older (and faulty) battery, you should carry a set of jumper cables around with you at all times. Throw them in the trunk, and you’ll never have to worry about getting stranded – so long as there is someone nice enough to jump you. You can buy jumper cables at any automotive store that sells car or truck parts. Ironically enough you can also buy a new battery if you have an old one, but I digress.

Align the Engines

Jumper cables are long, but they will require the two engines be close together. As your car isn’t moving, you should ask your new best friend to pull in facing your car or next to it and then stretch the jumper cables between you.

Affix the Cables

To get the right currents, you should use the color coding of the jumper cables to guide you in placing them on the battery. Both cars should be turned off, and before you affix anything to your battery, check your owner’s manual to be sure there isn’t a special way to jump your car. You’ll want to protect the onboard computers from rouge electrical currents. When you’re sure your car is okay to jump (according to the manufacturer), get ready to hook up the cables.

The red cable and hook attaches to the positive terminal on each of the batteries. The black cable, or the negative cable goes on any unpainted metal surface in the engine where it can ground out – such as a bolt or bracket. The other black cable should be clamped the same way on your best friend’s car.

Jump Your Car

Once all four cables are attached, try starting your previously dead engine. If it doesn’t start, reposition your red cable and try again. Try a few more times until your engine catches. Then leave your car running while you carefully remove the clamps in reverse order one at a time.

Allow your engine to run for thirty minutes to allow the battery to fully charge. You can idle or drive and it will charge again.

Of course, you should also be sure you are following up on regular can and truck maintenance to identify any serious problems that might occur with your battery before they begin.

Easy Step By Step

1. 1. Acquire a pair of jumper cables
2. 2. Align the engines
3. 3. Attach the cables
4. 4. Start the assisting vehicle
5. 5. Wait 10 minutes
6. 6. Remove the cables
7. 7. Start your vehicle

Warnings, Advice, and Suggestions

Be careful not to touch your two cable leads together when it is attached to the assisting vehicle. While 12 volts is not a lot of electricity, and there are not a lot of amps to be worried about, there is enough power that it can still make you really regret getting careless.

If you are having a hard time finding jumper cables, try asking someone near a local store if they have a set you can borrow

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How To Install a Sports Seat

When a car enthusiast is looking to upgrade their car one of the first things that comes to mind is replacing the factory seat in their car with a sport’s seat. When you are looking to find a sport’s seat to install in your car you want to check out automotive magazine or even the internet to find out more about popular sport’s seat brands such as Cobra and Flofit and determine which type of seat is going to best suit your car.

Select Your Sport’s Seat

Once you have chosen the sport’s seat that you would like to put into your car then you should contact the manufacturer to find out where a local retailer is located. After you have chosen your sport’s seat, you are ready to get it home and install it.

Installing a sport’s seat into your car is a fairly easy task to complete although some may find tightening some of the screws on the sport’s seat a bit difficult. To begin this project you are going to need the following tools: a battery powered drill with a screwdriver bit, a regular screwdriver and a pair of good quality pliers. Having the proper tools to perform this job will make the work got much more smoothly.

Before Installing You New Seat

Before you start working with the seats take the time to sit down and go over the installation manual for the seats so that you are completely familiar with the installation procedure. After you have done that go over the adapter kit that you have purchased to make sure you have each and every piece needed to correctly install your new sport’s seat. This way you will not be half way through your installation and find that you are missing a piece or two.

Now you can begin to unbolt the original seat from your car while paying close attention to how the seat fastens into your car. Once the original seat has been unbolted then lift the seat and remove it from your car.

Get Rid of Your Old Car Seat

After the original seat has been removed, you can then begin installing your sport’s seat. You can bolt the new sport’s seat into place using the pieces of your adapter kit as necessary. By paying attention to how the original seat was bolted in it should be no problem to place the sport’s seat into your car and attach it correctly.

Now that your sport’s seat has been successfully installed you will want to move the seat into different positions to make sure that it fits properly and that the sport’s seat does not cause any type of obstruction. If the sport’s seat doesn’t move as it should you need to unbolt it and remove it from your car and go over how the seat is to be bolted in one more time while also determining the need for more or less adapter pieces.

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How to Install a Sunroof

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Believe it or not, installing a sun roof on your car is not all that hard. In fact, most do it yourself-ers should be able to handle the installation with little problem. The biggest issue people run into is cutting through their cars’ roof. It’s not hard to do but, often people find the cutting up of their roof psychologically difficult. Overcome this complication and you will soon find yourself the owner of a new sunroof laden car.

For the purpose of this how to guide, we have chosen to install an electric sunroof with a sliding shader panel kit. There are plenty of different “kits” available online. Hopefully by demonstrating how to install one of the more difficult versions of sunroofs, we will be able to cover most generic installs. As always, if you need help with your installation, please seek out a professional.

Prepare Your Vehicle for a New Sun Roof

Before you begin your sunroof kit installation, set up the area you will be using with your tools. Most installations will require a marking pencil, tape measure, razor blade, scratch awl, fiber stick, a rivet tool, sheet metal sheers, drill and bits and a #2 screwdriver. Of course different installation may require specific tools but, this list should cover the basics.

Also, be sure to run a “bench test” of your sunroof. A bench test (a complete test of the sunroof before it is installed) will help ensure that you have all the pieces in the kit and that there are no mechanical problems. You will also want to lay a sheet or tarp down on the interior of your car so that your upholstery is protected.

Position and Test Your New Sunroof

Take the shade tray and hold it to the interior top of your car. You will want to make sure that there is at least 4 inches on each side of the shade tray. Once you find the location that you want to install you your sunroof at, mark the location by using an awl or screwdriver. Poke a hole through the headliner and push on hard enough to make a small dent through the metal. This will help you find the location from the outside.

The next step is to remove the headliner and headliner board from the inside of your car. If you have an older car, this might be a good time to consider replacing the headliner anyhow. You can remove any anti-flutter bows you find but be sure to leave and not cut any of the structural braces.

Measure and mark a line on the outside of your car, from the front to the rear of your chosen location for your sunroof. The line will need to cross through the middle of your sunroof. Next, align your template to the centerline and tape it to the top of your car.

Poke a hole though the metal, preferably where you dented it earlier, to allow your metal sheers the cut out the sunroof template. Once the roof section is removed, use a file to smooth the surface of the edges. Having a smooth surface will be important in order to prevent leaking.

Install the Sunroof Kit

Test the fit of the sunroof. There should be a 4mm clearance on each side of the opening. If the sunroof fits properly, apply a metal primer to the cut edges to prevent rusting. Clean the underside of the sunroof and apply a sealant to the inner lip of the main frame, then insert the sunroof into the opening on your car.

From the inside, hook the clamping ring and screw in the attachment screws. Make the screws tight but do not over tighten or strip them. Clean any excess sealant that has squeezed out.

Install the sunshade rack assembly using the short screws at the front mounting points and attach the wiring harness. Each sunroof will be wired differently so please refer to your installation manual or your manufacturer for electrical wiring installation.

Finally, reattach your headliner and board. You can use double-sided sticky tape for any problem areas.

Easy Step By Step Instructions

• Prepare for the install by gathering supplies and materials
• Position the sunroof and cut the roof of the vehicle
• Use the instructions to install your sunroof

Warnings, Advice, and Suggestions

Installing a sunroof is not difficult however, if you have any misgivings or hesitation seek professional help.

How to Install a Car Alarm

Installing a car alarm can be a tricky and complicated process. There are hundreds of different models and methods of installing an alarm. In fact, it would be almost impossible to create a how to guide to cover all of these variations and possible complications. This project is something most people should not hassle with. Most local mechanics should be able to install the device much quicker and cheaper then you can do yourself.

That being said however, do it your self car alarm installations are possible, all you really need is time and patience. Your instruction manual will most likely prove to be more useful than any generic online guide, so follow it step by step. Most car alarm companies offer tech support that can assist with general instructions over the phone.

You Will Need:

When you get ready to install your new car alarm, ensure that you have plenty of time set aside and that you will not need to use your vehicle for the duration of the installation. Most self installations can be completed within a weekend. You will need to ensure that you have a tool set handy (knife, sockets, screwdrivers, crimps, soldering iron, voltmeter etc.) as well as your install kit and instructions. When installing your new alarm, remember to use a volt-meter to ensure that you do not injure yourself or damage your vehicles wiring.

Start by attaching the alarm siren to the under-surface of your hood. Ensure that the feed horn is pointed towards the engine so that water will not get inside it as you are driving. If your alarm kit did not come with a siren mount you can usually avoid having to weld it to the roof by using tie straps. Feed the siren wires through to the interior of the car via the firewall. Most often you can find existing wire holes that you can use. If not, simply drill a small hole through the rubber grommet.

Power Your Car Alarm

Next, attach the alarm’s power cable to your battery. Feed the other end of this cable through to the interior of the car along with the other wires. Once, inside the interior of the car, run an inline fuse, if the cable does not have one already installed. Your fuse size can vary so check the specifications of your alarm prior to attaching the fuse.

Once the cable are run through to the interior of the vehicle; Mount your shock sensors. Each type of sensor will vary so, refer to your user manual for further details.

Next, drill a small hole into your dash where you want to have your LED indicator displayed. Feed the display wires thought the hole and attach to the LED. If your LED is not housed in a display box, you will want to attach the light to the dash using tape or other adhesive.

Once finished with the LED light, find the wires that control your car’s power locks (if you have power locks) and connect the door-lock relay to the alarm relay. Again, if you need help with this step refer to your user manual or call your alarm manufacturers support line.

Attach the starter wires (found underneath the steering column to the starter disable relay. Connect the relay to the alarm device before you mount the alarm module to the bottom of your dash.

Click Here for a sample wiring schematic.

For your convenience, here are some of the more common car alarm installation manuals. If you know of another manual that we do not have listed, please let us know so that we can add it. * Note: each of these manuals was obtained via public ally available information.

The Vellman-Kit
The DEFA Auto Alarm Series
Commando Alarm Series

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