In a tight credit situation, you might still need a bit of a boost when it comes to getting repairs paid for or arranging money for a surprise increase in your utility bills. Getting a loan easily might not be commonplace as it once was, but there are still plenty of opportunities for fast cash [...]
If you’ve been impacted by a bad economy or never took the opportunity to establish your credit when it was easy to do, doing so now will be a bit trickier, but doing so now is actually to your benefit.
No Credit and Bad Credit
When someone overextends himself and ends up with blights on his credit, [...]
If you’re approaching the age of estate planning you might be familiar with the benefits of giving gifts. Under the IRS code Title 26 you are allowed to give $12,000 a year as a gift to someone else. This reduces your tax burden, the recipient of your gift does not pay taxes on the money [...]
Everyone who’s been online has received an email or 6,000 about some terrific opportunity in Africa or a warning to never eat [insert food] here as it will cause [insert affliction here]. Occasionally there is a measure of truth behind an email or an urban legend, but for the most part, these hoaxes have circled [...]
If there were ever an expensive holiday, Christmas takes the prize. Between decorations, gifts and entertaining, Christmas spending can quickly spiral out of control. But with families watching their budgets more carefully, spending less over the holidays is more a matter of priorities and planning than being a Scrooge.
Scale Back For the Kids
If your child [...]
If you’re thinking of changing your phone number to stop the harassing calls of creditors and collection agencies, you have other options. You don’t have to resort to hiding your identity while you try to get your finances straightened out. Instead, your rights are protected under the Fair Debt Collection Practices Act (FDCPA). However, even [...]
Sometimes we struggle and sometimes we lose it all, but at some point many of us wonder if it would just be easier to start over with our financial lives and do things better the second time around. Wiping the slate clean is expensive in terms of legal fees and a huge hit on your [...]
If your bills are too high for your income each month, you’re playing a dangerous game and likely using credit cards to bridge the gap between spending and earning. While this might work for a spell, you can only play that kind of game for a limited time before your credit card is full, your [...]
When a family member is financial trouble, we often feel it is our duty to step in and help. Of course, if your loved one is in debt due to poor choices rather than an unexpected emergency or situation you must be very careful about how to help your loved one out of debt.
Come to [...]
Hopefully you are not one of the hundreds of thousands that find themselves in over their head in debt. If you are however, you can find additional free information. Regardless of your current financial situation this article will serve to help you become more debt aware and possible save you a lot of [...]
Rebecca Garland is a freelance writer who takes on many projects including editing and creating content for URHowTo. As the Managing Content Partner of the site, she is systematically working through existing content and adding new content to ensure the how-to articles on the website are exactly what readers need to answer their most basic and obscure questions.
Rebecca lives in Texas with her husband and two young sons.
