How to File for Workers Compensation

Workers’ compensation is a form of insurance mandated through your state to reimburse you for injuries sustained while at work. It doesn’t matter who is at fault for an injury in most applications for workers’ compensation. If you’re hurt on the job, you most likely quality, and here’s how to file for workers’ compensation.

Report the Injury

If you’re injured at work, you must first report the injury immediately to your supervisor. While it’s not illegal to hide the injury, it is bad faith and may cause problems when you file for workers’ compensation or if you pursue other forms of compensation at a later date.

Complete the Form

Every state has a different form to be completed, so speak with your employer or look online to find a copy of the form necessary for your state. Fill out, or have the form filled out by an authorized representative, as soon as possible. Sign and date the form and be sure to retain a copy for yourself.

Delivery and Acceptance

Personally deliver the form or have it sent by certified mail to your employer. Keep all records of delivery as they may become necessary should your claim be litigated. Under your state law, your employer will have a set amount of time to accept or reject your claim. Expenses incurred during the decision making process should be covered.

When he accepts it, your employer will complete his section of the form and send it on to the insurance company to arrange compensation. The insurance company should notify you within about two weeks, so be sure to follow up with the insurance company if you don’t receive a letter about your claim status.

If Your Claim is Denied

Once your claim is accepted, in most instances, you’ve forgone the right to sue your employer for the injury. If your employer denies your legitimate claim or fires you because of your injury, speak with a legal representative to determine your exact rights and pursue other legal avenues to obtain the compensation you’re entitled to.

(No Ratings Yet)
 Loading ...