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How to Apply for Social Security Benefits

how to apply for a social security numberThe easiest way to apply for Social Security benefits including Social Security disability benefits is to use the Social Security Administration’s website. You can also apply over the phone, but why bother when the internet is so much more convenient? The only exception would be if you’re applying for Supplemental Security Income (SSI) benefits. SSI benefits can’t be done over the internet, so you’d do best to call 1-800-772-1213 and speak with someone who can help with your specific situation.

To Apply for Social Security Benefits Online

Almost all Social Security Benefits can be applied for through the Social Security Benefits Application.

To apply for benefits, first be sure you’re applying for Retirement, Disability, or Spouse’s Benefits. You can’t apply for just Medicare if you’re still working and you can’t apply for Supplemental Security Income (SSI) benefits. Once you’ve determined you’re in the right place for your needs, navigate to the application form.

Gather Your Documents and Information

Before actually beginning the application, be sure you have all of the necessary documentation on hand.

You may need:

  • Birth certificate or other proof of birth
  • Naturalization papers;
  • U.S. military discharge paper(s)
  • W-2 forms(s) and/or self-employment tax returns for last year.

And you will be asked to complete items such as the following:

  • Your name, birth name, gender and social security number
  • Your date of birth and place of birth including any records there may be
  • When you became unable to work if disabled
  • Military service information
  • You employment history in any government entities
  • Your marriage status and spousal information (current and former)
  • Dates and situations for all marriages
  • The names of any unmarried children under 18, 18 -19 and in secondary school or disabled before age 22
  • Employment and earnings information
  • Any outstanding legal issues
  • The month you want your benefits to begin and enrollment decisions about Medicare B.
Apply Online

Complete the online form once all of your information is assembled. If you can’t locate certain items, complete the form anyway, but expect to work with someone over the phone or in person to finalize the application. Starting it online can save time and effort.

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